MiniCash - Safe&Fast 1.0.8

APP name: MiniCash

Team Background Introduction

Our team was established in Colombo. Most of the members are young individuals with occasional short-term loan needs. We view borrowing as a risk-management tool in life and believe in establishing a secure lending platform to serve the community.

APP Introduction

MiniCash is a platform dedicated to assisting users who require short-term loans by providing safe and dependable loan services. Our mission is to foster a healthy and transparent lending relationship between the platform and its users.

Application Conditions

1. Citizens holding a Sri Lankan identity card
2. Ages must fall between 18-65 years
3. Possession of a bank account in Sri Lanka
4. Demonstrable ability to repay

Application Use

1. Download the MiniCash app
2. Input accurate personal information
3. Submit a loan application through the app
4. Upon approval, the loan amount will be directly transferred to the user's bank account

Product Description

• Loan amount - 6000 to 85000 LKR
• Loan term - 91 days to 365 days
• Annual Percentage Rate (APR) - 3% to 12%
• Management Fee - 1% to 5%
• Late Fees - Up to 0.1% per day (maximum of 18% of overdue amount)
• No hidden fees; users are solely penalized for late payment of scheduled installments

Example:

For instance, with an APR of 12% per annum, a 50,000 LKR loan over 91 days would result in a total repayment of 51,112 LKR.

Information Security

User information is securely handled with encryption measures in place. No user data is shared with third parties.

Contact Us

• Company Name: Atmonline Technologies Pvt Ltd.
• Address: Platinum OneSuit Galle Road Colombo 3.
• Email: [email protected]
• Phone: 0094752222100
• Service hours: Monday-Saturday, 9:30 AM–6 PM